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Indian Mining And Construction Equipment Industry        Indian Cement Sector; July 2016        ICRA: UP Govt pitch to hike Noida circle rates and stamp duty a damper for developers        Telecom sector – Continues to be healthy contributor to the non tax revenues of Government of India        Indian Sugar Sector; July 2016        US Generic Injectables Market: an Opportunity for Indian Generic Majors; Healthy growth prospects driven by upcoming patent expiries; quality manufacturing and development resources hold key        Indian Steel Industry: Monthly Update        Discussion on Trends and Outlook for Indian Power Sector        Indian Power Sector: Trends and Outlook        Indian Hotel Industry       
 
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Indian Mining And Construction Equipment Industry
ICRA: UP Govt pitch to hike Noida circle rates and stamp duty a damper for developers
Telecom sector – Continues to be healthy contributor to the non tax revenues of Government of India
Indian Cement Sector; July 2016
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INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

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