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Leading realty players partner with international investors to scale up their operations: ICRA        Depletion of free reserves raises risks associated with Basel 3-compliant AT1 instruments        Indian Steel Industry: Monthly Update        Gujarat’s toll exemption policy for passenger vehicles to affect nine PPP road projects, pose a risk to state-led BOT model: ICRA        Growth remains constrained amidst sluggish demand from both domestic and export markets        Risk Alert: Debt Markets; Potential rollover risks increase as CP issuance volumes hit an all-time        Indian Mortgage Finance Market; Relaxation in Prudential Norms for Debt Mutual funds, a positive for HFCs        ICRA Limited Conference Call on Textile Sector: Industry Structure - Trends and Outlook; August 11, 2016        WPI Inflation rises to 23-month high 3.55% in July 2016; core inflation prints at +0.1% after 16 months of disinflation        IIP growth improves to 2.1% in June 2016 from 1.1% in May 2016; Q1 FY2017 volume growth remains weak at 0.6%       
 
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Depletion of free reserves raises risks associated with Basel 3-compliant AT1 instruments
Indian Steel Industry: Monthly Update
Leading realty players partner with international investors to scale up their operations: ICRA
Gujarat’s toll exemption policy for passenger vehicles to affect nine PPP road projects, pose a risk to state-led BOT model: ICRA
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INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

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