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Entity-Specific Rating Rationales

06 Aug 2024

SMFG India Credit Company Limited: [ICRA]AAA (Stable) assigned for enhanced amount; rating withdrawn for unutilised limits

SMFG India Credit Company Limited: [ICRA]AAA (Stable) assigned for enhanced amount; rating withdrawn for unutilised limits

13 Jun 2024

SMFG India Credit Company Limited: Ratings reaffirmed

SMFG India Credit Company Limited: Ratings reaffirmed

28 Feb 2024

SMFG India Credit Company Limited: Ratings reaffirmed for PTCs issued under a personal loan securitisation transaction

SMFG India Credit Company Limited: Ratings reaffirmed for PTCs issued under a personal loan securitisation transaction

13 Jun 2023

SMFG India Credit Company Limited: Ratings reaffirmed/assigned; rated amount enhanced

SMFG India Credit Company Limited: Ratings reaffirmed/assigned; rated amount enhanced

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Entity-Specific Credit Perspective Reports

11 Jul 2024

SMFG India Credit Company Limited

SMFG India Credit Company Limited

08 Jul 2024

SMFG India Credit Company Limited

SMFG India Credit Company Limited

02 Aug 2023

SMFG India Credit Company Limited

SMFG India Credit Company Limited

Ratings

Description
Short Term
Medium Term
Long Term
Issuer
Long Term Fund Based Bank Lines -- -- [ICRA]AAA(Stable) --
Principal Protected Market Linked Non-Convertible Debentures -- -- [ICRA]AAA(Stable)PP-MLD --
Non-Convertible Debenture -- -- [ICRA]AAA(Stable) --
Subordinate Debt -- -- [ICRA]AAA(Stable) --
Series A1 PTC -- -- [ICRA]AA+(SO) --
Issuer rating -- -- [ICRA]AAA(Stable) --
Short-Term Debt [ICRA]A1+ -- -- --
Commercial Paper [ICRA]A1+ -- -- --
Retail non-convertible debenture programme -- -- [ICRA]AAA(Stable) --
-- -- -- * --

Our Analysts

Analyst 1

Sandeep Sharma

Analyst 2

Manushree Saggar

Sector Head

Karthik Srinivasan
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