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Name of Lender Facility/Instrument Amount (Rs. Crore)
State Bank of India Bank Facilities 23000
Central Bank of India Bank Facilities 1750
Punjab National Bank Bank Facilities 3250
Bank of Baroda Bank Facilities 3800
HSBC Limited Bank Facilities 1050
Sumitomo Mitsui Banking Corporation Bank Facilities 1600
HDFC Bank Limited Bank Facilities 1420
Bank of India Bank Facilities 2000
ICICI Bank Limited Bank Facilities 2630
Indian Bank Bank Facilities 500
HDFC Bank Limited Term Loans 4700
IDBI Bank Limited Term Loans 250
HSBC Limited Term Loans 1000
Punjab National Bank Term Loans 375
Indian Bank Term Loans 1125
Bank of India Term Loans 1000
Not Applicable Proposed Term Loans 1550

*June 30, 2025


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of SBI Cards and Payment Services Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.