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Name of Lender Facility/Instrument Amount (Rs. Crore)
Union Bank of India Term Loans 41.59
HDFC Bank Limited Term Loans 25.69
Bank of Baroda Term Loans 88.9
South Indian Bank Limited Term Loans 0.89
Indian Bank Term Loans 16.65
Canara Bank Term Loans 37.65
State Bank of India Term Loans 44.2
IDBI Bank Limited Term Loans 1.88
Nabkisan Finance Limited Term Loans 4.2
Bank of India Term Loans 7.48
ICICI Bank Limited Term Loans 4.29
Capital Small Finance Bank Limited Term Loans 33.5
Tata Capital Limited Term Loans 7.75
Indian Overseas Bank Term Loans 51
Aditya Birla Finance Limited Term Loans 7.7
Bajaj Finance Limited Term Loans 14.8
Poonawalla Finance Private Limited Term Loans 35.33
Nabsamruddhi Finance Limited Term Loans 48.38
CSB Bank Limited Term Loans 14.58
Bandhan Bank Limited Term Loans 22.11
Utkarsh Small Finance Bank Limited Term Loans 17.92
DCB Bank Limited Term Loans 28.31
Bank of Maharashtra Term Loans 13.33
Karur Vysya Bank Limited Term Loans 21.37
Federal Bank Limited Term Loans 43.45
SBM Bank India Limited Term Loans 13.12
AU Small Finance Bank Limited Term Loans 13.5
Dhanlaxmi Bank Limited Term Loans 10
AU Small Finance Bank Limited Term Loans 20
Indian Bank Cash Credit 5
IDBI Bank Limited Cash Credit 5
RBL Bank Limited Working Capital Facilities
Cash Credit 		451
IDBI Bank Limited Working Capital Facilities 0.51
DCB Bank Limited Cash Credit 0.5
Union Bank of India OverDraft Facilities 19
Tata Capital Limited Fund/Non Fund-based Limits 0.052
Not Applicable Proposed Unallocated Limits 235.38

*March 31, 2025
1 Working Capital Demand Loan
2 LAS Facility


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of Moneywise Financial Services Private Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.