ICRA An Affiliate of Moody's

Entity-Specific Rating Rationales

08 Oct 2025

Grihum Housing Finance Limited: Rating reaffirmed

30 Jun 2025

Grihum Housing Finance Limited: Ratings reaffirmed for PTCs and SLF issued under home loan securitisation transaction

27 Jan 2025

Grihum Housing Finance Limited: Ratings reaffirmed for PTCs and upgraded for SLF issued under one home loan securitisation transaction

28 Nov 2024

Grihum Housing Finance Limited: Ratings reaffirmation for PTCs and SLF issued under home loan securitisation transactions

24 Oct 2024

Grihum Housing Finance Limited: Rating reaffirmed

28 Jun 2024

Grihum Housing Finance Limited: Ratings upgraded for PTCs and SLF issued under home loan securitisation transaction

30 Jan 2024

Grihum Housing Finance Limited: Ratings upgraded for PTCs and SLF issued under a home loan securitisation transaction

24 Nov 2023

Poonawalla Housing Finance Limited: Ratings reaffirmed for PTCs and SLF issued under home loan securitisation transactions

16 Oct 2023

Poonawalla Housing Finance Limited: [ICRA]A1+ assigned

28 Aug 2023

Poonawalla Housing Finance Limited: Ratings reaffirmed for PTCs and SLF issued under home loan securitisation transaction

10 Nov 2025

Grihum Housing Finance Limited

Grihum Housing Finance Limited (Non-SF)

11 Nov 2024

Grihum Housing Finance Limited

Grihum Housing Finance Limited (Non-SF)

17 Nov 2023

Grihum Housing Finance Limited

Grihum Housing Finance Limited (Non-SF)

Ratings

Description	Short Term	Medium Term	Long Term	Issuer
PTC Series A1	--	--	[ICRA]AAA(SO)	--
PTC Series A2	--	--	[ICRA]AAA(SO)	--
PTC Series A1	--	--	[ICRA]AAA(SO)	--
PTC Series A2	--	--	[ICRA]AAA(SO)	--
Second Loss Facility	--	--	[ICRA]A-(SO)	--
PTC Series A1	--	--	[ICRA]AA(SO)	--
PTC Series A2	--	--	[ICRA]AA(SO)	--
Second Loss Facility	--	--	[ICRA]BBB-(SO)	--
PTC Series A1	--	--	[ICRA]AA(SO)	--
PTC Series A2	--	--	[ICRA]AA(SO)	--

Our Analysts