Banking & Financial Services

The Banking & Financial Services Research provides comprehensive analysis of ICRA-rated banks, NBFCs, brokerages, and insurance companies. The research on banks covers small finance banks including detailed banking statistics. For NBFCs, the research encompasses affordable housing finance, microfinance institutions, infrastructure-focused NBFCs, as well as retail and commercial finance NBFCs, along with housing finance statistics.

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Regular Research

Special Comments

Date	Sector	Reports	Category	Price
31 Aug 2026	Affordable Housing Finance	Growth momentum to sustain at a healthy double digit; earnings profile remains adequate	Half-yearly Update	--
31 Jul 2026	Financial Markets & Banking Update	Bond yields stayed high for most of Q1 FY2027, keeping bond issuances tepid	Quarterly Update	--
31 Jul 2026	Housing Finance Companies	Cost of funding expected to increase in FY2027; growing share of NHL to cushion margin pressure	Quarterly Update	--
31 Jul 2026	NBFC – Retail & Commercial Finance	Gold loans to sustain the NBFC-Retail growth momentum in FY2027	Quarterly Update	--
29 Jul 2026	NBFC – Retail & Commercial Finance	Organised gold loan AUM set to touch Rs. 30 trillion by FY2028; NBFCs regain market share	Thematic Report
23 Jul 2026	Micro Finance Institutions	Asset quality shows signs of stabilisation; impact of below-normal rainfall and West Asia conflict remains monitorable	Thematic Report
30 Jun 2026	Banking	Enhanced fund inflow from FCNR deposits will boost credit growth	Quarterly Update	--
29 Jun 2026	General Insurance	Robust growth in retail health segment expected to support overall premium performance	Annual Update	--
05 May 2026	General Insurance	Tailwinds support growth in challenging environment	Thematic Report
30 Apr 2026	Housing Finance Companies	AUM surpasses Rs. 10 lakh crore; performance likely to remain resilient despite macroeconomic and competitive pressure	Quarterly Update	--
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Most Trending Research Reports

Emerging cost pressures to reshape standalone solar and BESS project economics

Renewable Energy

24 Aug 2026

Domestic consumption demand remained healthy in Q1 FY2027, belying impact of West Asia conflict; near-term outlook remains cautious

Economic Outlook & Macro Trends

21 Aug 2026

Growth momentum to sustain at a healthy double digit; earnings profile remains adequate

Affordable Housing Finance

31 Aug 2026

Toll collection growth on national highways projected to improve to 10-12% in FY2028 from 7-9% in FY2027

Roads & Highways

31 Aug 2026

Steel: Demand momentum remains supportive in FY2027, while raw material costs remain a key monitorable for margins

Ferrous Metals

26 Aug 2026

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Credit Perspective Reports

ICRA's 'Credit Perspectives' provide detailed analysis on ratings assigned. These reports broadly cover the following areas: Key rating considerations..

What's latest in CPR

Rashtriya Chemicals and Fertilizers Limited
03 Sep 2026
ZF Steering Gear (India) Limited
03 Sep 2026
Berar Finance Limited
03 Sep 2026
Oxyzo Financial Services Limited (erstwhile Oxyzo Financial Services Private Limited)
03 Sep 2026
ILV Distripark Private Limited
03 Sep 2026

Rating Rationales

Date	Category	Report
04 Sep 2026	—	Vivriti Capital Limited: Ratings confirmed as final for PTCs backed by unsecured personal loan receivables (originated under co-lending partnership) securitisation transaction
04 Sep 2026	Corporate Debt Rating	JSW DULUX LIMITED: [ICRA]AA- (Stable) assigned
04 Sep 2026	Corporate Debt Rating	Cantabil Retail India Ltd.: Ratings upgraded
04 Sep 2026	Corporate Debt Rating	Industrial Products India: [ICRA]B+(Stable) assigned
04 Sep 2026	Corporate Debt Rating	Delux Bearings Private Limited: Rating reaffirmed
04 Sep 2026	Corporate Debt Rating	L & W Building Solutions Pvt Ltd: Ratings withdrawn
04 Sep 2026	Structured Finance Rating	Ascend Bizcap Private Limited: Ratings reaffirmed for PTCs issued under electric three-wheeler loan receivables securitisation transaction
04 Sep 2026	Structured Finance Rating	Vivriti Capital Limited: Provisional ratings assigned to PTCs backed by unsecured personal and MSME loan receivables (originated under co-lending partnerships) issued by Mimosa 08 2026
04 Sep 2026	Structured Finance Rating	Arth Padarth Factors and Finance Private Limited: Ratings confirmed as final for PTCs issued under a trade receivables securitisation transaction
04 Sep 2026	Corporate Debt Rating	Solar Industries India Limited: Rating reaffirmed