Banking & Financial Services

The Banking & Financial Services Research provides comprehensive analysis of ICRA-rated banks, NBFCs, brokerages, and insurance companies. The research on banks covers small finance banks including detailed banking statistics. For NBFCs, the research encompasses affordable housing finance, microfinance institutions, infrastructure-focused NBFCs, as well as retail and commercial finance NBFCs, along with housing finance statistics.

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Date Sector Reports Category Price Action
31 Mar 2026 Affordable Housing Finance Portfolio growth to remain healthy notwithstanding some moderation; managing asset quality will remain crucial
Half-yearly Update
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26 Mar 2026 Banking Credit growth remains buoyant; geopolitical uncertainties cast shadow
Quarterly Update
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25 Mar 2026 Life Insurance Non-bank sponsored insurers gain share amid evolving distribution
Thematic Report
20000
27 Feb 2026 Micro Finance Institutions Asset quality shows signs of stabilisation; sector performance expected to improve in FY2027
Half-yearly Update
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30 Jan 2026 Housing Finance Companies HFCs lean on non-housing loans to protect margins and growth; earnings and growth likely to remain healthy during FY2026-FY2027
Quarterly Update
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30 Jan 2026 NBFC – Retail & Commercial Finance NBFC -Retail assets under management to cross Rs. 30 lakh crore by FY2027
Quarterly Update
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29 Jan 2026 Financial Markets & Banking Update Bank credit growth picked up sharply, while high bond yields limited the rise in bond issuances in Q3 FY2026; trend remains monitorable in Q4 FY2026
Quarterly Update
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14 Jan 2026 NBFC – Retail & Commercial Finance Lenders shift focus to pre-owned vehicles; returns adjusted for risk remain healthy
Thematic Report
20000
31 Dec 2025 Small Finance Banks Strategic shift in portfolio mix to drive growth; profitability to remain under pressure
Annual Update
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31 Dec 2025 Brokerages Regulatory measures and waning secondary market returns temper trading volumes and brokers’ performance
Annual Update
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Credit Perspective Reports

Credit Perspective Reports (CPRs) offer detailed rating analyses of over 1,500 investment-grade entities, covering both listed and unlisted companies. These reports provide in-depth insights into key rating drivers, making them valuable for benchmarking, understanding credit trends, and making informed investment decisions.

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