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InCred Financial Services Limited

Sector : Finance Sub Sectors : Non Banking Financial Company (NBFC)

02 Apr 2026 InCred Financial Services Limited: CPR-InCred_Financial_Services_Limited

Home Credit Perspective Reports InCred Financial Services Limited

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Entity-Specific Rating Rationales

25 Mar 2026

InCred Financial Services Limited: Provisional ratings assigned to PTCs backed by a pool of personal loan receivables issued by Atharva Mar 2026

InCred Financial Services Limited: Provisional ratings assigned to PTCs backed by a pool of personal loan receivables issued by Atharva Mar 2026

12 Dec 2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Sakthi Nov 2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Sakthi Nov 2025

11 Dec 2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Tejas Sep 2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Tejas Sep 2025

01 Dec 2025

InCred Financial Services Limited: Provisional [ICRA]AA(SO) assigned to PTCs backed by personal loan receivables issued by Sakthi Nov 2025

InCred Financial Services Limited: Provisional [ICRA]AA(SO) assigned to PTCs backed by personal loan receivables issued by Sakthi Nov 2025

17 Sep 2025

InCred Financial Services Limited: Provisional [ICRA]AA+(SO) assigned to PTCs backed by personal loan receivables issued by Tejas Sep 2025

InCred Financial Services Limited: Provisional [ICRA]AA+(SO) assigned to PTCs backed by personal loan receivables issued by Tejas Sep 2025

11 Sep 2025

InCred Financial Services Limited: Ratings confirmed as final for PTCs backed by personal loan receivables issued by Pinaka June 2025

InCred Financial Services Limited: Ratings confirmed as final for PTCs backed by personal loan receivables issued by Pinaka June 2025

27 Aug 2025

InCred Financial Services Limited: Ratings reaffirmed

InCred Financial Services Limited: Ratings reaffirmed

07 Jul 2025

InCred Financial Services Limited: Provisional ratings assigned to PTCs backed by a pool of personal loan receivables issued by Pinaka June 2025

InCred Financial Services Limited: Provisional ratings assigned to PTCs backed by a pool of personal loan receivables issued by Pinaka June 2025

26 May 2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Invictus March-2025

InCred Financial Services Limited: Rating confirmed as final for PTCs backed by personal loan receivables issued by Invictus March-2025

27 Mar 2025

InCred Financial Services Limited: Provisional [ICRA]AA+(SO) assigned to PTCs backed by personal loan receivables issued by Invictus March-2025

InCred Financial Services Limited: Provisional [ICRA]AA+(SO) assigned to PTCs backed by personal loan receivables issued by Invictus March-2025

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Entity-Specific Credit Perspective Reports

02 Apr 2026

InCred Financial Services Limited

InCred Financial Services Limited (SF)

03 Dec 2025

InCred Financial Services Limited

InCred Financial Services Limited (SF)

22 Sep 2025

InCred Financial Services Limited

InCred Financial Services Limited (Non-SF)

18 Sep 2025

InCred Financial Services Limited

InCred Financial Services Limited (SF)

08 Jul 2025

InCred Financial Services Limited

InCred Financial Services Limited (SF)

01 Apr 2025

InCred Financial Services Limited

InCred Financial Services Limited (SF)

30 Apr 2024

InCred Financial Services Limited

InCred Financial Services Limited (Non-SF)

Ratings

Description	Short Term	Medium Term	Long Term	Issuer
Equity Tranche PTC	--	--	Provisional [ICRA]A-(SO)	--
PTC Series A1	--	--	Provisional [ICRA]AA+(SO)	--
PTC Series A1	--	--	[ICRA]AA(SO)	--
PTC Series A1	--	--	[ICRA]AA+(SO)	--
PTC Series A1	--	--	[ICRA]AAA(SO)	--
PTC Series A2	--	--	[ICRA]AA+(SO)	--
PTC Series A1	--	--	[ICRA]AA+(SO)	--
Non-Convertible Debentures	--	--	[ICRA]AA-(Stable)	--
Commercial Paper	[ICRA]A1+	--	--	--
Market Linked Debentures	--	--	[ICRA]AA-(Stable)PP-MLD	--

Our Analysts

Analyst 1

Arijit Datta

9163177916
arijit.datta@icraindia.com

Analyst 2

Gaurav Mashalkar

+91 22 61143431
gaurav.mashalkar@icraindia.com

Sector Head

Manushree Saggar

+91 124 4545316
manushrees@icraindia.com

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