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Entity-Specific Rating Rationales

31 Mar 2026

DMI Finance Private Limited: Provisional [ICRA]AA(SO) assigned to PTC Series A1 issued by Plum 26-3, backed by a pool of personal loan receivables

DMI Finance Private Limited: Provisional [ICRA]AA(SO) assigned to PTC Series A1 issued by Plum 26-3, backed by a pool of personal loan receivables

31 Mar 2026

DMI Finance Private Limited: Provisional [ICRA]AA+(SO) assigned to PTC Series A1 issued by PLUM 26-2, backed by a pool of personal loan receivables

DMI Finance Private Limited: Provisional [ICRA]AA+(SO) assigned to PTC Series A1 issued by PLUM 26-2, backed by a pool of personal loan receivables

04 Mar 2026

DMI Finance Private Limited: Provisional [ICRA]AA(SO) assigned to PTC Series A1 issued by PLUM 26-1, backed by a pool of personal loan receivables

DMI Finance Private Limited: Provisional [ICRA]AA(SO) assigned to PTC Series A1 issued by PLUM 26-1, backed by a pool of personal loan receivables

30 Jan 2026

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

30 Jan 2026

DMI Finance Private Limited: Rating upgraded for PTCs issued under personal loan securitisation transaction

DMI Finance Private Limited: Rating upgraded for PTCs issued under personal loan securitisation transaction

27 Jan 2026

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

15 Jan 2026

DMI Finance Private Limited: Ratings reaffirmed; rating withdrawn for matured instruments

DMI Finance Private Limited: Ratings reaffirmed; rating withdrawn for matured instruments

26 Dec 2025

DMI Finance Private Limited: Rating upgraded for PTCs issued under personal loan securitisation transaction

DMI Finance Private Limited: Rating upgraded for PTCs issued under personal loan securitisation transaction

11 Dec 2025

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

DMI Finance Private Limited: Rating withdrawn for PTCs backed by personal loan receivables securitisation transaction

31 Oct 2025

DMI Finance Private Limited: Rating reaffirmed/upgraded for PTCs issued under three personal loan and consumer loan securitisation transactions

DMI Finance Private Limited: Rating reaffirmed/upgraded for PTCs issued under three personal loan and consumer loan securitisation transactions


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Entity-Specific Credit Perspective Reports

02 Apr 2026

DMI Finance Private Limited

DMI Finance Private Limited (SF)

02 Apr 2026

DMI Finance Private Limited

DMI Finance Private Limited (SF)

09 Mar 2026

DMI Finance Private Limited

DMI Finance Private Limited (SF)

13 Feb 2026

DMI Finance Private Limited

DMI Finance Private Limited (Non-SF)

01 Apr 2025

DMI Finance Private Limited

DMI Finance Private Limited (SF)

14 Feb 2025

DMI Finance Private Limited

DMI Finance Private Limited (Non-SF)

30 Sep 2024

DMI Finance Private Limited

DMI Finance Private Limited (SF)

12 Sep 2024

DMI Finance Private Limited

DMI Finance Private Limited (SF)

02 Sep 2024

DMI Finance Private Limited

DMI Finance Private Limited (SF)

28 Aug 2024

DMI Finance Private Limited

DMI Finance Private Limited (SF)


Ratings

Description
Short Term
Medium Term
Long Term
Issuer
PTC Series A1 -- -- Provisional [ICRA]AA+(SO) --
PTC Series A1 -- -- Provisional [ICRA]AA(SO) --
PTC Series A1 -- -- Provisional [ICRA]AA(SO) --
PTC Series A1 -- -- Withdrawn --
PTC Series A1 -- -- [ICRA]AAA(SO) --
PTC Series A1 -- -- Withdrawn --
Non-Convertible Debentures -- -- [ICRA]AA(Stable) --
PTC Series A1 -- -- [ICRA]AAA(SO) --
PTC Series A1 -- -- Withdrawn --
PTC Series A1 -- -- [ICRA]AA(SO) --

Our Analysts

Analyst 1

Abhishek Jena

Analyst 2

Gaurav Mashalkar

Sector Head

Manushree Saggar
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