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Home Credit Perspective Reports SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd)
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Entity-Specific Rating Rationales

24 Feb 2026

SMFG India Home Finance Company Limited (formerly Fullerton India Home Finance Company Ltd): Ratings reaffirmed for PTCs issued under home loan securitisation transaction

SMFG India Home Finance Company Limited (formerly Fullerton India Home Finance Company Ltd): Ratings reaffirmed for PTCs issued under home loan securitisation transaction

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28 Feb 2025

SMFG India Home Finance Company Limited (formerly Fullerton India Home Finance Company Ltd): Rating reaffirmed for PTCs issued under home loan securitisation transaction

SMFG India Home Finance Company Limited (formerly Fullerton India Home Finance Company Ltd): Rating reaffirmed for PTCs issued under home loan securitisation transaction

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28 Feb 2024

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd): Rating confirmed as final for PTCs backed by home loan receivables issued by HL PTC TRUST 01

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd): Rating confirmed as final for PTCs backed by home loan receivables issued by HL PTC TRUST 01

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20 Oct 2023

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd): Provisional [ICRA]AAA(SO) assigned to Series A1 PTC and Series A2 PTC backed by home loan receivables issued by HL PTC TRUST 01

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd): Provisional [ICRA]AAA(SO) assigned to Series A1 PTC and Series A2 PTC backed by home loan receivables issued by HL PTC TRUST 01

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Entity-Specific Credit Perspective Reports

31 Oct 2023

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd)

SMFG India Home Finance Company Limited (Formerly Fullerton India Home Finance Company Ltd) (SF)

Ratings

Description
Short Term
Medium Term
Long Term
Issuer
Series A1 PTC -- -- [ICRA]AAA(SO) --
Series A2 PTC -- -- [ICRA]AAA(SO) --

Our Analysts

Analyst 1

Mrugesh Trivedi

Analyst 2

Anubhav Agrawal

Sector Head

Abhishek Dafria
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