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Name of Lender Facility/Instrument Amount (Rs. Crore)
Bank of Baroda Long Term Bank Facilities 163
Bank of Maharashtra Long Term Bank Facilities 638
Central Bank of India Long Term Bank Facilities 213
HSBC Limited Long Term Bank Facilities 105
Indian Bank Long Term Bank Facilities 100
Jammu And Kashmir Bank Limited Long Term Bank Facilities 100
Karnataka Bank Limited Long Term Bank Facilities 67
Kotak Mahindra Bank Limited Long Term Bank Facilities 88
Union Bank of India Long Term Bank Facilities 488
Bank of India Long Term Bank Facilities 1562
Punjab National Bank Long Term Bank Facilities 596
National Housing Bank Long Term Bank Facilities 350
UCO Bank Long Term Bank Facilities 913
Not Applicable Proposed Bank Facilities 3617
Bank of India Short Term Bank Facilities 300
Union Bank of India Short Term Bank Facilities 450
Not Applicable Proposed Bank Facilities 250

*August 30, 2025


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of GIC Housing Finance Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.