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Name of Lender Facility/Instrument Amount (Rs. Crore)
Indian Bank Cash Credit 15
YES Bank Limited Cash Credit 90
ICICI Bank Limited Cash Credit 150
Bandhan Bank Limited Cash Credit 50
Federal Bank Limited Cash Credit 50
AU Small Finance Bank Limited Term Loans 27.43
Utkarsh Small Finance Bank Limited Term Loans 35
Punjab & Sind Bank Term Loans 75
Equitas Small Finance Bank Limited Term Loans 75
Canara Bank Term Loans 100
Small Industries Development Bank of India Term Loans 350
Not Applicable Unallocated Limits 171.49
IDBI Bank Limited Term Loans 100
IDFC FIRST Bank Limited Term Loans 287.42
Bank of Baroda Term Loans 194.44
Karnataka Bank Limited Term Loans 38.02
Ujjivan Small Finance Bank Limited Term Loans 28.33
Bank of India Term Loans 100
Ujjivan Small Finance Bank Limited Term Loans 9.72
Ujjivan Small Finance Bank Limited Term Loans 22.22
Union Bank of India Term Loans 9.09
Utkarsh Small Finance Bank Limited Term Loans 2.7
Utkarsh Small Finance Bank Limited Term Loans 22
Axis Bank Limited Term Loans 137.5
Indian Bank Term Loans 20.83
Indian Bank Term Loans 25
Indian Overseas Bank Term Loans 35
Karur Vysya Bank Limited Term Loans 31.67
Small Industries Development Bank of India Term Loans 8.37
State Bank of India Term Loans 390
Bank of Baroda Term Loans 58.33
Canara Bank Term Loans 48.75
Federal Bank Limited Term Loans 51.52
Federal Bank Limited Term Loans 93.94
Federal Bank Limited Term Loans 174.24
IDFC FIRST Bank Limited Term Loans 37.5
Axis Bank Limited Term Loans 10.49
Axis Bank Limited Term Loans 63.57
Axis Bank Limited Term Loans 83.33
Bandhan Bank Limited Term Loans 36.59
Bandhan Bank Limited Term Loans 96.43
Bank of Baroda Term Loans 2.08

*March 17, 2026


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of Oxyzo Financial Services Limited (erstwhile Oxyzo Financial Services Private Limited) rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.