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Home Credit Perspective Reports UC Inclusive Credit Pvt Ltd
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Entity-Specific Rating Rationales

11 May 2026

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed

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19 May 2025

UC Inclusive Credit Pvt Ltd: [ICRA]BBB+ (Negative) assigned to Rs. 40-crore NCD programme; ratings reaffirmed

UC Inclusive Credit Pvt Ltd: [ICRA]BBB+ (Negative) assigned to Rs. 40-crore NCD programme; ratings reaffirmed

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02 Apr 2025

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; outlook revised to Negative

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; outlook revised to Negative

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02 Jul 2024

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; rated amount enhanced

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; rated amount enhanced

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28 Mar 2024

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; rated amount enhanced

UC Inclusive Credit Pvt Ltd: Ratings reaffirmed; rated amount enhanced

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20 Feb 2024

UC Inclusive Credit Pvt Ltd: Ratings upgraded to [ICRA]BBB+ (Stable)/[ICRA]A2

UC Inclusive Credit Pvt Ltd: Ratings upgraded to [ICRA]BBB+ (Stable)/[ICRA]A2

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Entity-Specific Credit Perspective Reports

08 Jun 2026

UC Inclusive Credit Pvt Ltd

UC Inclusive Credit Pvt Ltd (Non-SF)

28 Apr 2025

UC Inclusive Credit Pvt Ltd

UC Inclusive Credit Pvt Ltd (Non-SF)

20 Mar 2024

UC Inclusive Credit Pvt Ltd

UC Inclusive Credit Pvt Ltd (Non-SF)

Ratings

Description
Short Term
Medium Term
Long Term
Issuer
Commercial Paper [ICRA]A2 -- -- --
Long-term – Fund-based – Others -- -- [ICRA]BBB+(Negative) --
NCD -- -- [ICRA]BBB+(Negative) --
Short-term – Fund-based – Others [ICRA]A2 -- -- --

Our Analysts

Analyst 1

Vansh Madaan

Analyst 2

Srinivasan Rangaswamy

Sector Head

Karthik Srinivasan
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