Name of Lender Facility/Instrument Amount (Rs. Crore)
Punjab National Bank Term Loans 300
Kotak Mahindra Bank Limited Term Loans 15
Kotak Mahindra Bank Limited Term Loans 25
Bank of Baroda Term Loans 25
Axis Bank Limited Term Loans 100
Axis Bank Limited Term Loans 84
Axis Bank Limited Term Loans 84
Axis Bank Limited Term Loans 66
Small Industries Development Bank of India Term Loans 50
IndusInd Bank Limited Term Loans 138.5
IndusInd Bank Limited Term Loans 87.5
Axis Bank Limited Term Loans 284
Axis Bank Limited Term Loans 134
Axis Bank Limited Term Loans 200
Axis Bank Limited Term Loans 166
Axis Bank Limited Term Loans 100
Axis Bank Limited Term Loans 66
Axis Bank Limited Term Loans 200
Axis Bank Limited Term Loans 400
Axis Bank Limited Term Loans 66.7
State Bank of India Term Loans 280
State Bank of India Term Loans 36
State Bank of India Term Loans 44
State Bank of India Term Loans 200
State Bank of India Term Loans 200
State Bank of India Term Loans 200
Punjab National Bank Term Loans 350
Bank of Baroda Term Loans 150
Bank of Baroda Term Loans 350
State Bank of India Term Loans 320
State Bank of India Term Loans 480
State Bank of India Term Loans 400
South Indian Bank Limited Term Loans 200
HDFC Bank Limited Term Loans 78.6
HDFC Bank Limited Term Loans 28.6
HDFC Bank Limited Term Loans 35.7
Axis Bank Limited Term Loans 111.1
Axis Bank Limited Term Loans 111.1
Axis Bank Limited Term Loans 222.2
IDBI Bank Limited Term Loans 60
Federal Bank Limited Term Loans 166.7
Indian Bank Term Loans 175
Indian Bank Term Loans 175
Federal Bank Limited Term Loans 166.7
Small Industries Development Bank of India Term Loans 454.6
Small Industries Development Bank of India Term Loans 681.8
South Indian Bank Limited Term Loans 100
Punjab National Bank Term Loans 388.9
HDFC Bank Limited Term Loans 160.7
HDFC Bank Limited Term Loans 53.6
IDBI Bank Limited Term Loans 112.5
HDFC Bank Limited Term Loans 225
HDFC Bank Limited Term Loans 96.4
UCO Bank Term Loans 112.5
State Bank of India Term Loans 250
State Bank of India Term Loans 750
ICICI Bank Limited Term Loans 125
Axis Bank Limited Term Loans 138.9
Axis Bank Limited Term Loans 69.4
Axis Bank Limited Term Loans 69.4
Small Industries Development Bank of India Term Loans 500.1
HDFC Bank Limited Term Loans 128.6
HDFC Bank Limited Term Loans 73.9
Punjab National Bank Term Loans 444.4
Karnataka Bank Limited Term Loans 15
Small Industries Development Bank of India Term Loans 250.1
HDFC Bank Limited Term Loans 107.1
HDFC Bank Limited Term Loans 35.7
HDFC Bank Limited Term Loans 71.4
HDFC Bank Limited Term Loans 214.3
Axis Bank Limited Term Loans 400
Axis Bank Limited Term Loans 100
Axis Bank Limited Term Loans 500
Small Industries Development Bank of India Term Loans 571.5
Small Industries Development Bank of India Term Loans 114.3
Small Industries Development Bank of India Term Loans 171.5
Union Bank of India Term Loans 500
Karnataka Bank Limited Term Loans 116
HDFC Bank Limited Term Loans 257.1
HDFC Bank Limited Term Loans 100
Bank of Baroda Term Loans 1800
HDFC Bank Limited Term Loans 50
HDFC Bank Limited Term Loans 128.6
State Bank of India Term Loans 1800
HDFC Bank Limited Term Loans 100
HDFC Bank Limited Term Loans 257.1
ICICI Bank Limited Term Loans 125
HSBC Limited Term Loans 55
Punjab National Bank Term Loans 1222.2
YES Bank Limited Term Loans 525
HDFC Bank Limited Term Loans 482.1
HDFC Bank Limited Term Loans 160.7
HDFC Bank Limited Term Loans 107.1
HDFC Bank Limited Term Loans 321.4
UCO Bank Term Loans 1200
Punjab & Sind Bank Term Loans 180
Union Bank of India Term Loans 1500
Small Industries Development Bank of India Term Loans 572.8
Axis Bank Limited Term Loans 300
Axis Bank Limited Term Loans 120
Axis Bank Limited Term Loans 120
Axis Bank Limited Term Loans 60
Federal Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 278.6
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 262.5
HDFC Bank Limited Term Loans 487.5
State Bank of India Term Loans 1500
Mizuho Bank Limited Term Loans 300
Indian Bank Term Loans 650
Karnataka Bank Limited Term Loans 210
National Bank for Agriculture and Rural Development Term Loans 1980
Small Industries Development Bank of India Term Loans 272.7
ICICI Bank Limited Term Loans 500
ICICI Bank Limited Term Loans 500
Punjab National Bank Term Loans 1444.4
Bandhan Bank Limited Term Loans 166.7
Axis Bank Limited Term Loans 700
Axis Bank Limited Term Loans 700
Axis Bank Limited Term Loans 350
UCO Bank Term Loans 630
IndusInd Bank Limited Term Loans 291.4
Bank of Baroda Term Loans 700
HDFC Bank Limited Term Loans 1400
HDFC Bank Limited Term Loans 600
Mizuho Bank Limited Term Loans 487.5
HDFC Bank Limited Term Loans 675
HDFC Bank Limited Term Loans 1575
State Bank of India Term Loans 3200
State Bank of India Term Loans 2400
ICICI Bank Limited Term Loans 247.5
MUFG Bank Limited Term Loans 2519.41
State Bank of India Term Loans 20921
Sumitomo Mitsui Banking Corporation Term Loans 630.61
National Bank for Agriculture and Rural Development Term Loans 1900
HDFC Bank Limited Term Loans 300
HDFC Bank Limited Term Loans 300
HDFC Bank Limited Term Loans 375
HDFC Bank Limited Term Loans 300
HDFC Bank Limited Term Loans 300
HDFC Bank Limited Term Loans 300
HDFC Bank Limited Term Loans 357.1
Bank of Maharashtra Term Loans 750
Canara Bank Term Loans 2400
Axis Bank Limited Term Loans 800
Axis Bank Limited Term Loans 320
Axis Bank Limited Term Loans 80
Bandhan Bank Limited Term Loans 75
Bandhan Bank Limited Term Loans 300
Small Industries Development Bank of India Term Loans 1900
Union Bank of India Term Loans 750
Union Bank of India Term Loans 750
State Bank of India Term Loans 1086.31
Micro Units Development & Refinance Agency Limited Term Loans 400
Micro Units Development & Refinance Agency Limited Term Loans 412
UCO Bank Term Loans 276.3
Indian Bank Term Loans 812.5
HDFC Bank Limited Term Loans 162.5
HDFC Bank Limited Term Loans 392.9
HDFC Bank Limited Term Loans 162.5
HDFC Bank Limited Term Loans 162.5
HDFC Bank Limited Term Loans 162.5
HDFC Bank Limited Term Loans 162.5
Bank of Baroda Term Loans 1275
Taipei Fubon Commercial Bank Company Term Loans 1031
Deutsche Bank Term Loans 2092.51
Axis Bank Limited Term Loans 180
Axis Bank Limited Term Loans 180
Axis Bank Limited Term Loans 180
Axis Bank Limited Term Loans 9
Axis Bank Limited Term Loans 9
Axis Bank Limited Term Loans 126
Axis Bank Limited Term Loans 27
Axis Bank Limited Term Loans 954
Axis Bank Limited Term Loans 45
Axis Bank Limited Term Loans 513
Axis Bank Limited Term Loans 171
Axis Bank Limited Term Loans 171
Canara Bank Term Loans 900
Canara Bank Term Loans 1800
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 900
Karnataka Bank Limited Term Loans 131.2
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 131.3
HDFC Bank Limited Term Loans 900
Mizuho Bank Limited Term Loans 350
Small Industries Development Bank of India Term Loans 1000
HDFC Bank Limited Term Loans 281.3
HDFC Bank Limited Term Loans 281.3
HDFC Bank Limited Term Loans 281.3
HDFC Bank Limited Term Loans 1950
Punjab National Bank Term Loans 1900
State Bank of India Term Loans 1000
State Bank of India Term Loans 1000
State Bank of India Term Loans 750
State Bank of India Term Loans 1750
Bank of Baroda Term Loans 2375
Bank of Baroda Term Loans 190
Bank of Baroda Term Loans 1300
Small Industries Development Bank of India Term Loans 1100
Canara Bank Term Loans 1000
Canara Bank Term Loans 500
HDFC Bank Limited Term Loans 1050
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
Mizuho Bank Limited Term Loans 400
Axis Bank Limited Term Loans 190
Axis Bank Limited Term Loans 190
Axis Bank Limited Term Loans 190
Axis Bank Limited Term Loans 190
Axis Bank Limited Term Loans 790
Axis Bank Limited Term Loans 390
Axis Bank Limited Term Loans 10
Axis Bank Limited Term Loans 10
Axis Bank Limited Term Loans 10
Axis Bank Limited Term Loans 10
Axis Bank Limited Term Loans 10
Axis Bank Limited Term Loans 10
UCO Bank Term Loans 1000
HDFC Bank Limited Term Loans 1050
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
Mizuho Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 150
HDFC Bank Limited Term Loans 700
State Bank of India Term Loans 1363.11
Deutsche Bank Short Term Bank Facilities 500
Deutsche Bank Short Term Bank Facilities 500
Deutsche Bank Short Term Bank Facilities 500
Citibank N.A. Short Term Bank Facilities 250
Citibank N.A. Short Term Bank Facilities 250
Citibank N.A. Short Term Bank Facilities 300
DBS Bank Limited Derivative Limit 325
State Bank of India Derivative Limit 590
Not Applicable Unallocated Limits 9129.04
State Bank of India Cash Credit 1000
Axis Bank Limited Cash Credit 100
Indian Bank Cash Credit 50
HDFC Bank Limited Cash Credit 400
IndusInd Bank Limited Cash Credit 150
ICICI Bank Limited Cash Credit 150
Standard Chartered Bank Cash Credit 25
Citibank N.A. Cash Credit 25
Not Applicable Unallocated Limits 21002
ICICI Bank Limited Bank Guarantee 103
ICICI Bank Limited Bank Guarantee 903

*February 06, 2026
1 ECB
2 Short Term Rating/ Cash credit
3 Sublimit


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of Cholamandalam Investment and Finance Company Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.