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Name of Lender Facility/Instrument Amount (Rs. Crore)
Axis Bank Limited Term Loans 2022.43273788421
Bank of Bahrain & Kuwait BSC Term Loans 11.25
Bank of China Term Loans 25
Bank of India Term Loans 711.111111107556
Bank of Maharashtra Term Loans 187.5
Canara Bank Term Loans 320
Deutsche Bank Term Loans 791.91
Doha Bank Term Loans 39
Emirates NBD Bank PJSC Term Loans 200
HDFC Bank Limited Term Loans 1914.583333347
HSBC Limited Term Loans 312.5
ICICI Bank Limited Term Loans 456.505791474487
IDBI Bank Limited Term Loans 275
Indian Bank Term Loans 252.631578947368
Kookmin Bank Term Loans 52.5
Kotak Mahindra Bank Limited Term Loans 143.75
National Bank for Agriculture and Rural Development Term Loans 2870
Punjab National Bank Term Loans 500
Small Industries Development Bank of India Term Loans 2485.22
South Indian Bank Limited Term Loans 400
State Bank of India Term Loans 2330.5209471
UCO Bank Term Loans 390
Union Bank of India Term Loans 1866.66666666667
CTBC Bank Co. Limited Derivative Limit 107
Federal Bank Limited Cash Credit 400
Standard Chartered Bank Cash Credit 125
HDFC Bank Limited Cash Credit 50
ICICI Bank Limited Cash Credit 35
HSBC Limited Cash Credit 100
Axis Bank Limited Cash Credit 50
State Bank of India Cash Credit 200
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 1000
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 825
Bank of America Cash Credit 1000
Kotak Mahindra Bank Limited Cash Credit 50
Standard Chartered Bank Cash Credit 350
Standard Chartered Bank Cash Credit 200
Not Applicable Unallocated Limits 16449.9178334727

*March 10, 2026


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of SMFG India Credit Company Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.