Name of Lender Facility/Instrument Amount (Rs. Crore)
Axis Bank Limited Term Loans 1977.9
Bank of Bahrain & Kuwait BSC Term Loans 11.25
Bank of China Term Loans 25
Bank of India Term Loans 688.89
Bank of Maharashtra Term Loans 156.25
Canara Bank Term Loans 280
Deutsche Bank Term Loans 750.26
Doha Bank Term Loans 39
Emirates NBD Bank PJSC Term Loans 200
HDFC Bank Limited Term Loans 1825
ICICI Bank Limited Term Loans 396.3
IDBI Bank Limited Term Loans 246.43
Indian Bank Term Loans 247.73
Kookmin Bank Term Loans 43.75
Kotak Mahindra Bank Limited Term Loans 156.25
National Bank for Agriculture and Rural Development Term Loans 2610
Punjab National Bank Term Loans 479.17
Small Industries Development Bank of India Term Loans 2321.5
South Indian Bank Limited Term Loans 333.33
State Bank of India Term Loans 3424.52
HSBC Limited Term Loans 287.5
UCO Bank Term Loans 505
Union Bank of India Term Loans 1769.44
Axis Bank Limited Cash Credit 50
Bank of America Cash Credit 1000
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 500
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 500
Deutsche Bank Cash Credit 825
HDFC Bank Limited Cash Credit 50
Kotak Mahindra Bank Limited Cash Credit 50
State Bank of India Cash Credit 200
Standard Chartered Bank Cash Credit 125
Standard Chartered Bank Cash Credit 350
Standard Chartered Bank Cash Credit 200
HSBC Limited Cash Credit 100
CTBC Bank Co. Limited Derivative Limit 107
Not Applicable Unallocated Limits 16668.53

*May 07, 2026


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of SMFG India Credit Company Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.