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Name of Lender Facility/Instrument Amount (Rs. Crore)
Axis Bank Limited Term Loans 2048.75
Bank of Bahrain & Kuwait BSC Term Loans 13.13
Bank of China Term Loans 25
Bank of India Term Loans 711.11
Bank of Maharashtra Term Loans 187.5
Canara Bank Term Loans 320
Deutsche Bank Term Loans 841.89
Doha Bank Term Loans 52
HDFC Bank Limited Term Loans 2004.17
HSBC Limited Term Loans 362.5
ICICI Bank Limited Term Loans 440.02
IDBI Bank Limited Term Loans 284.38
Indian Bank Term Loans 257.89
Kookmin Bank Term Loans 52.5
Kotak Mahindra Bank Limited Term Loans 150
National Bank for Agriculture and Rural Development Term Loans 1870
Punjab National Bank Term Loans 250
Small Industries Development Bank of India Term Loans 2502.22
South Indian Bank Limited Term Loans 400
State Bank of India Term Loans 2330.52
UCO Bank Term Loans 500
Union Bank of India Term Loans 1866.67
CTBC Bank Co. Limited Derivative Limit 107
Federal Bank Limited Cash Credit 400
Standard Chartered Bank Cash Credit 125
HDFC Bank Limited Cash Credit 50
ICICI Bank Limited Cash Credit 35
HSBC Limited Cash Credit 100
Axis Bank Limited Cash Credit 25
State Bank of India Cash Credit 200
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 1000
Deutsche Bank Cash Credit 250
Deutsche Bank Cash Credit 825
Bank of America Cash Credit 1000
Kotak Mahindra Bank Limited Cash Credit 50
Ujjivan Small Finance Bank Limited Cash Credit 100
Standard Chartered Bank Cash Credit 350
Standard Chartered Bank Cash Credit 200
Standard Chartered Bank Cash Credit 350
Not Applicable Unallocated Limits 17112.756

*February 12, 2026


The details presented on this page provide an update on the names of lenders, in reference to the total credit facilities of SMFG India Credit Company Limited rated by ICRA. To access the previous rating rationale: Click Here.


This update is being published as per the directions of the Reserve Bank of India (RBI) to the Credit Rating Agencies (CRAs) vide the communication [CO.DOR.ISG.No.S150/21-06-008/2021-2022] dated June 4, 2021.